Customer payment behaviour
Days late relative to due date, learned from settled invoices. The blend weight is the share of the forecast driven by the customer's own history; the rest is borrowed from its segment and the global pool (global mean 18.5 days late).
| Customer | Segment | Terms | Samples | Own-data weight | Expected days late | Open AR |
|---|---|---|---|---|---|---|
| Apex Retail Holdings | Retail chains | 45 | 33 | 87% | 2.1 | 2,30,00,000 |
| Chola Supermarkets | Retail chains | 30 | 32 | 86% | 28.5 | 41,36,413 |
| Kesari Provisions | Wholesale | 30 | 16 | 76% | 27.6 | 41,13,672 |
| Zenith Retail Group | Export | 60 | 31 | 86% | 28.3 | 25,83,961 |
| Quick Mart India | Institutional | 60 | 15 | 75% | 23.2 | 22,91,407 |
| Orchid Hotels Pvt Ltd | Retail chains | 30 | 16 | 76% | 20.2 | 18,67,716 |
| Jupiter Mart | Wholesale | 45 | 15 | 75% | 17.9 | 13,76,175 |
| Nilgiri Stores | Retail chains | 45 | 16 | 76% | 16.3 | 13,47,303 |
| Indus Hospitality Group | Institutional | 60 | 15 | 75% | 30.9 | 11,00,657 |
| Yamuna Cash & Carry | Export | 30 | 16 | 76% | 27.4 | 10,59,151 |
| Jaipur Bulk Traders | Retail chains | 30 | 17 | 77% | 3.0 | 10,08,799 |
| Falcon Wholesale | Institutional | 45 | 32 | 86% | 29.9 | 9,70,150 |
| Lakeview Resorts | Institutional | 60 | 16 | 76% | 23.0 | 9,41,185 |
| Mandovi Traders | Export | 45 | 33 | 87% | 26.3 | 9,04,068 |
| Tamil Nadu Cooperative | Export | 45 | 32 | 86% | 22.5 | 9,01,139 |
| Navjeevan Hospitals | Retail chains | 60 | 32 | 86% | 2.2 | 8,98,742 |
| Rajdhani Foods | Export | 30 | 17 | 77% | 4.9 | 8,98,394 |
| Ivory Hotels | Institutional | 30 | 32 | 86% | 28.5 | 8,93,902 |
| Kaveri Super Stores | Institutional | 60 | 15 | 75% | 28.9 | 8,74,406 |
| Ganga Retail Chain | Institutional | 30 | 17 | 77% | 28.8 | 8,67,598 |
| Western Edge Exports | Wholesale | 45 | 17 | 77% | 6.1 | 7,66,933 |
| Gujarat Trade Links | Institutional | 30 | 16 | 76% | 27.7 | 7,53,526 |
| Everest Gourmet | Export | 60 | 15 | 75% | 28.1 | 7,15,104 |
| Anand Kirana Network | Wholesale | 30 | 17 | 77% | 5.3 | 7,07,986 |
| Lotus Institutional Supply | Institutional | 30 | 32 | 86% | 29.2 | 6,52,958 |
| Deccan Institutional | Institutional | 45 | 16 | 76% | 21.5 | 5,51,030 |
| Vardhman Traders | Retail chains | 45 | 17 | 77% | 2.7 | 5,33,277 |
| Eastern Grocers Co-op | Retail chains | 60 | 16 | 76% | 24.3 | 5,19,375 |
| Harbour Exports Ltd | Retail chains | 45 | 17 | 77% | 2.4 | 5,16,674 |
| Punjab Agro Wholesale | Institutional | 60 | 16 | 76% | 24.3 | 3,75,778 |
| Udaan Distribution | Wholesale | 30 | 34 | 87% | 24.5 | 3,13,030 |
| Fresh Basket Retail | Institutional | 30 | 17 | 77% | 23.3 | 2,97,214 |
| Sahyadri Retail | Export | 30 | 17 | 77% | 5.7 | 2,87,251 |
| Delta Wholesale Mart | Wholesale | 30 | 17 | 77% | 28.5 | 2,85,095 |
| Brahma Catering | Retail chains | 30 | 16 | 76% | 27.7 | 2,68,708 |
| Malabar Exports | Institutional | 30 | 18 | 78% | 5.2 | 2,38,464 |
| Omkar Wholesale | Export | 30 | 18 | 78% | 4.7 | 2,31,021 |
| Bharat Supermart | Retail chains | 30 | 16 | 76% | 3.9 | 2,23,095 |
| Coastal Provisions | Retail chains | 30 | 17 | 77% | 3.1 | 1,15,003 |
| Himalaya Stores | Export | 30 | 18 | 78% | 4.3 | 0 |