rentorbuy

Rent vs buy a home: every cost, tax and opportunity cost, with the odds.

Net worth after selling / liquidating

Probability buying wins

Buy minus rent: Monte Carlo fan

Bands: 5-95% (light), 25-75% (dark), median (line).

Yearly cost of owning

Sensitivity (change in buy-minus-rent at horizon)

input lowered input raised

Market context

Year by year

Scenarios

Illustrative model, not financial, tax or legal advice. Rates and rules are simplified; verify with a qualified advisor.