budget ₹1,50,000  required ₹1,89,628  shortfall ₹39,628
Emergency fund       must    required    ₹22,313  allocated    ₹22,313  P(success) 100%
New car              should  required    ₹22,231  allocated    ₹10,943  P(success)   0%
Child education      must    required    ₹35,699  allocated    ₹35,699  P(success)  63%
House down payment   should  required    ₹29,654  allocated    ₹14,597  P(success)   0%
Retirement           must    required    ₹63,841  allocated    ₹63,841  P(success)  54%
Europe trip          nice    required    ₹15,891  allocated     ₹2,607  P(success)   0%
